Commercial General Liability (CGL) insurance protects Malaysian companies against legal liability for third-party bodily injury, property damage, premises hazards, and defective products across domestic or international jurisdictions.
Property All Risks (PAR) insurance is an industrial and commercial policy in Malaysia that covers buildings, plant, machinery, and stock against any sudden and unforeseen physical loss or damage, except perils explicitly excluded in the policy wording.
Contractors' All Risks (CAR) and Erection All Risks (EAR) insurance in Malaysia provide project-specific Section I Material Damage and Section II Third-Party Liability coverage for civil engineering, building construction, and industrial machinery installation from site mobilization through the Maintenance Defects Liability Period.
Cyber Liability insurance protects Malaysian businesses against first-party financial losses and third-party legal liabilities caused by ransomware attacks, network business interruption, data breaches, and PDPA compliance incidents.
Directors and Officers (D&O) Liability insurance protects the personal assets of company directors and senior executives in Malaysia against legal defense costs and claims alleging breach of fiduciary duty, regulatory non-compliance, or mismanagement.
Fire & Consequential Loss Insurance is a dual-section Malaysian commercial policy issued under PIAM Revised Fire Tariff wordings that indemnifies businesses for physical asset destruction from fire, lightning, or domestic explosion, and reimburses lost gross profit, standing charges, and increased cost of working during the post-loss business interruption indemnity period.
Group Hospitalisation and Surgical (GHS) insurance provides Malaysian employers with cashless inpatient medical coverage, surgical benefits, and optional outpatient GP/specialist care to protect staff welfare and stabilize HR medical budgets.
Goods in Transit (GIT) insurance covers raw materials, commercial inventory, and machinery against fire, collision, overturning, and hijacking while transported by road or rail within Malaysia.
Machinery Breakdown & Boiler Insurance is a technical engineering policy for Malaysian industrial operators that covers unforeseen physical damage to plant and production machinery from internal mechanical or electrical failure, alongside physical explosion, collapse, and third-party liability for steam boilers and unfired pressure vessels registered with DOSH (JKKP).
Marine Cargo insurance protects importers, exporters, and manufacturers in Malaysia against physical loss, damage, or General Average contributions during sea, air, or multimodal land transit worldwide.
Professional Indemnity (PI) insurance protects Malaysian professional firms and consultants against legal defense costs and civil damages arising from alleged negligent acts, errors, or omissions in their professional services.
Trade Credit Insurance is a commercial accounts receivable policy for Malaysian manufacturers, wholesalers, and exporters that indemnifies up to 90% of invoiced B2B trade debts against buyer insolvency, court-ordered winding-up under the Companies Act 2016, protracted non-payment default, and sovereign political transfer restrictions across domestic and export credit sales.
Workmen Compensation & Foreign Workers Insurance encompasses statutory and common law employer policies in Malaysia—including Workmen's Compensation Act 1952 cover, Common Law Employer's Liability, Foreign Workers Compensation Scheme (FWCS), and Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SPIKPA / FWHS)—that indemnify employers for workplace injuries, occupational diseases, hospitalization, and repatriation.